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February 16, 20145 Comments

 

    BOOK READY FOR IMAGE_1      BOOK READY FOR IMAGE_4      BOOK READY FOR IMAGE_5                   INTRODUCTION

          GENERAL BANKING

  1. TYPES OF CUSTOMERS
  2. NO FRILL, SMALL, DO & DONT’S KYC
  3. LIST OF DOCUMENTS REQUIRED FOR OPENING OF ACCOUNTS
  4. COMPLIANCE POLICY 2013-14
  5. KYC AML POLICY 2013-14
  6. TRANSACTION MONITORING, CHEQUE BOOK, INTERSOL TRANSACTIONS
  7. NOMINATION
  8. DEATH CLAIM
  9. INCOME TAX, TDS
  10. CASH REMITTANCE LIMIT

       ADVANCES

  1. TYPES OF BORROWERS
  2. LOAN POLICY 2013-14 GIST
  3. DUE DILIGENCE
  4. CREDIT PROCESS AUDIT
  5. CREDIT APPROVAL GRID
  6. CHECKLIST FOR ADVANCE PORTFOLIO
  7. MONITORING & REPORTING OF VIOLATION OF EXERCISE OF DELEGATED POWERS

RETAIL LENDING SCHEMES & OTHER SCHEMES

  1. UNION HOME & TOP UP SCHEME
  2. UNION MILES
  3. UNION EDUCATION – FOR INLAND STUDIES
  4. UNION EDUCATION – FOR STUDIES ABROAD
  5. UNION EDUCATION – NRI STUDENTS
  6. UNION EDUCATION – PREMIER & TIER II INSTITUTES
  7. UNION EDUCATION – SCHEME FOR VOCATION EDUCATION & TRAINING
  8. UNION PERSONAL, TIE UP & HOUSING LOAN BORROWERS
  9. UNION MORTGAGE
  10. UNION HEALTH
  11. UNION CASH
  12. UNION SHARE
  13. UNION SMILE
  14. UNION SHAKTI
  15. UNION REVERSE MORTGAGE
  16. REVERSE MORTGAGE LOAN ENABLED ANNUITY
  17. UNION TRADE
  18. UNION RENT
  19. TIE UP WITH AIS & PSU EXECUTIVES – RETAIL LENDING
  20. TIE UP WITH BSNL – RETAIL LENDING
  21. TIE UP WITH EMPLOYEES OF GOI – RETAIL LENDING
  22. TIE UP WITH HOME & DEFENCE MINISTRY EMPLOYEES – RETAIL LENDING
  23. TIE UP WITH KVS NVS – RETAIL LENDING
  24. AUTHORITY TO PERMIT DEVIATION IN RETAIL LENDING

      MSME SCHEMES

  1. MSME & MSME SCHEMES
  2. UNION PROGRESS
  3. MSME CHECKLIST
  4. CGTMSE

      AGRICULTURE SCHEMES

  1. KISAN CREDIT CARD, UGC
  2. UNION GOLD
  3. UNION AGRI SERVICE
  4. CONSTRUCTION RENOVATION EXPANSION OF RURAL GODOWNS
  5. ESTATE PURCHASE LOAN
  6. KISAN ALL PURPOSE TERM LOAN
  7. KISAN TATKAL SCHEME
  8. LOAN FOR AGRICULTURE PURPOSE AGAINST SILVER
  9. PURCHASE OF LAND FOR AGRICULTURE PURPOSE
  10. SCHEME FOR AGRICULTURE INPUTS, MACHINERY
  11. FOR PURCHASE OF RENEWABLE ENERGY EQUIPMENTS

       RATE OF INTEREST

  1. RATE OF INTEREST
  2. RATE OF INTEREST – FOREX
  3. RATE OF INTEREST – PENAL INTEREST
  4. RATE OF INTEREST – INFRASTRUCTURE
  5. RATE OF INTEREST – NBFCs
  6. RATE OF INTEREST – PSUs
  7. RATE OF INTEREST – OTHER GENERAL CORPORATES
  8. RATE OF INTEREST – COMMERCIAL REAL ESTATE

     OTHER IMPORTANT AREAS

  2. CHECKLIST OF DOCUMENTATION
  3. DOCUMENTS REQUIRED FACILITY WISE

   EQUITABLE MORTGAGE, CHECKLIST, CERSAI

   LETTER OF GUARANTEE

 

BOOK READY FOR IMAGE_3     BOOK READY FOR IMAGE_6       BOOK READY FOR IMAGE_351

* This compilation should be treated as reference book which requires amendments from time to time by the reader.

* It is our humble request to the reader that they should consult detailed circular before taking decisions in addition to the reference of the book.

Last updated on September 28, 2014

5 Comments

  1. Hardeep Singh Luthra
    Reply
    July 22, 2014,

    Excellent Effort.
    My sincere appreciation for the overall concept and a great effort from Comrade Mr.Amarjeet Singh. I personally know how deeply involved he has been in accomplishing this task. Our great Union under the leadership of Mr.Debashish Ghosh, has provided the right platform.

  2. SANDEEP KUMAR DIXIT
    Reply
    July 22, 2014,

    As per recent Collateral Management Policy Changes in Format of Declaration and Affidavit needs to be incorporated in all applicable cases ( Mortgage cases )
    2. If it is possible also it must have access to Bank Circulars

  3. sachin patil
    Reply
    August 6, 2014,

    very informative & usefull..
    wonderfull effort done by one is beneficial for all…

  4. SIBA PRASAD SETHY,ODISHA
    Reply
    February 12, 2015,

    EXCELLENT.IF POSSIBLE TRY TO GIVE REFERENCE TO BANKS CIRCULARS IN ALL CASES.

  5. M M SINGH
    Reply
    April 30, 2015,

    VERY USEFUL COMPILED INFORMATION – GOOD IDEA , KINDLY KEEP UPDATE ON REGULAR BASIS THANKS

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